Disclaimer

Last updated: 16 March 2026

1. General Disclaimer

The information provided on the Pinnacle 8 Investments website (pinnacle8investments.com) is for general informational and illustrative purposes only. It does not constitute an offer, solicitation, or recommendation to buy, sell, or hold any property or investment product.

While we endeavour to keep the information on this website accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

2. Not Financial Advice

Pinnacle 8 Investments does not provide financial advice. Nothing on this website should be construed as financial, investment, tax, legal, or other professional advice. We are not authorised or regulated by the Financial Conduct Authority (FCA) for the provision of financial advice.

Before making any investment decision, you should:

• Seek independent financial advice from a qualified and FCA-regulated financial adviser
• Seek independent legal advice from a qualified solicitor
• Conduct your own due diligence on any property or investment opportunity
• Consider your own financial situation, investment objectives, and risk tolerance
• Seek appropriate tax advice in your jurisdiction of residence

3. Rental Yield Projections

The rental yield figures quoted on this website (including references to "7-10% guaranteed rental yields") are based on current lease arrangements with housing associations and prevailing market conditions at the time of publication. These figures:

• Are subject to the specific terms of each individual housing association lease agreement
• May vary from property to property depending on purchase price, lease terms, and associated costs
• Are gross yields and do not account for all costs associated with property ownership (e.g. insurance, ground rent where applicable, or tax liabilities)
• Are guaranteed only for the duration and under the terms of the specific lease agreement — they are not perpetual guarantees
• Do not constitute a promise or guarantee of future returns

4. Capital Appreciation

Historical property price data presented on this website (including Liverpool market statistics sourced from Gov.uk) represents past performance. Past performance is not indicative of future results. Property prices can fall as well as rise, and you may receive back less than you originally paid for a property.

5. Housing Association Leases

References to "guaranteed" rental income through housing association leases are subject to the following considerations:

• The guarantee is provided by the housing association as a contractual party to the lease, not by Pinnacle 8 Investments
• The guarantee is only as strong as the housing association's ability to meet its contractual obligations
• Housing associations are subject to regulatory oversight but may face financial difficulties
• Lease terms, conditions, break clauses, and obligations vary between agreements
• Investors should review all lease documentation with independent legal advice before committing

6. Property Information

Property details, including but not limited to room counts, addresses, photographs, CGI renders, floor plans, and specifications:

• Are provided for illustrative purposes and may be subject to change
• CGI images and renders are artists' impressions and may not exactly represent the finished development
• Room counts and configurations are subject to planning and licensing conditions
• Availability is subject to change without notice — properties may be sold or withdrawn at any time

7. Third-Party References

This website makes references to third-party individuals, organisations, and publications (including but not limited to Li Ka-shing, Civitas Investment Management, The Times, Liverpool Post, and Gov.uk). These references are made for informational purposes only and:

• Do not imply endorsement of Pinnacle 8 Investments by those parties
• Do not imply ongoing business relationships unless explicitly stated
• Do not constitute investment recommendations
• Are accurate to the best of our knowledge at the time of publication

8. International Investors

If you are accessing this website from outside the United Kingdom, please note:

• UK property law and regulations will apply to any property transaction
• Currency exchange fluctuations may affect the value of your investment and returns in your local currency
• Tax implications will vary depending on your jurisdiction of residence — seek local tax advice
• Additional regulatory requirements or restrictions may apply in your country
• Anti-money laundering verification will be required regardless of your location

9. Website Availability

We do not guarantee that our website will be available at all times or that it will be free from errors or viruses. We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Pinnacle 8 Investments, its directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or reliance on information on this website
• Any investment decisions made based on information provided on this website
• Any errors, omissions, or inaccuracies in the content
• Any interruption or cessation of the website

11. Regulatory Status

Pinnacle 8 Investments is a property company. We are not authorised or regulated by the Financial Conduct Authority (FCA). We do not operate as a financial adviser, fund manager, or collective investment scheme. Each property is sold as an individual freehold asset.

12. Governing Law

This Disclaimer is governed by and construed in accordance with the laws of England and Wales.

13. Contact Us

If you have any questions about this Disclaimer, please contact us: